Save up to 40% on Structural Steel Contractor Insurance through PBIB. Our standard approach involves soliciting quotes from multiple insurance providers, ensuring you receive the most competitive pricing and tailored coverage to suit your unique requirements. All policies come with adaptable payment options, including annual or monthly installments.

We typically recommend the following coverage for Structural Steel Contractor

At PBIB, our objective is to deliver the necessary coverage to shield your Structural Steel Contractor enterprise from potential setbacks. As insurance brokers, we are not confined to a single insurance plan but select from a diverse range to optimally address your distinct insurance requirements. We advise the following coverages to safeguard your Structural Steel Contractor business against losses, encompassing property destruction, personal harm, employee injuries, damage or loss to vehicles or tools & equipment, along with legal expenses and indemnity:

• General Liability
• Workers Compensation
• Commercial Auto
• Professional Liability
• Tools and Equipment
• Property
• Bonding

 

Save up to 40% on Structural Steel Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

STRUCTURAL STEEL CONTRACTOR STANDARD COVERAGES

 

General Liability

Occurence Limit	$1,000,000
Product Completed Ops	$2,000,000
Each Occurence Limit	$1,000,000

Worker’s Compensation

Limit

$1,000,000

Commercial Auto

Limit

$1,000,000

Tools & Equipment

Limit

$10,000

Excess Liability

Limit

$1,000,000

Notes*

1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

 

We offer services to help you get the business insurance coverage you need.

General Liability for Structural Steel Contractors

For Structural Steel Specialists, Comprehensive Liability Insurance is crucial to defend your enterprise against third-party claims such as property devastation or injury stemming from your workmanship. A single unfortunate incident can drastically alter your business trajectory. If a third-party suffers physical harm or property damage due to your company’s actions, a subsequent lawsuit could severely damage or even obliterate your organization. Our comprehensive liability coverage prioritizes safeguarding your business assets, workforce, and entire company from precarious situations and disastrous legal actions.

Mandatory General Liability coverage may be required for your Structural Steel Contractor license within your operating state or county. PBIB offers all-inclusive certificate services Monday through Friday, as well as 24/7 self-service options, providing what we term “Insurance Tailored to Your Schedule.”

General Liability for Structural Steel Contractors can help you pay for:

• Medical payments for 3rd party injuries
• Property damage to 3rd party property
• Legal fees and defense

 

 

 

 

Worker’s Compensation for Structural Steel Contractors

We provide the best policies in the industry, certain to protect you and your workers in the event of an injury or illness. Workers’ compensation will pay out employee medical costs and help recoup lost income so they can get back on their feet. In the event of a lawsuit, workers comp will protect you too. So, pick us for a policy that will safeguard you and your workers.

Workers Compensation might be required for your Structural Steel Contractor license in your state or county where you work. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.

Workers’ Compensation for Structural Steel Contractors can help you pay for:

• Medical expenses of your injured employees
• Disability & Retraining of your employee.
• Lost wages
• Survivor benefit
• Employer liability

 

 

 

Commercial Auto for Structural Steel Contractors

Operating your Structural Steel Contractor business is unthinkable without reliable company vehicles to transport you, your materials, and equipment to the worksite. At PBIB, we understand the significance of your mobile team and offer the necessary insurance to ensure coverage in case of vehicular damage or theft, swiftly getting you back to work.

Commercial Auto Insurance is an essential coverage for Structural Steel Specialists, often mandated for numerous projects. We supply comprehensive insurance certificate services Monday through Friday to keep you operational, along with 24/7 self-service options, delivering what we refer to as “Insurance Tailored to Your Schedule.”

Commercial Auto for Structural Steel Contractors can help you pay for:

• Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles.
• Medical expenses from injuries
• Collision repairs to your and 3rd party vehicles
• Legal fees & Defense
• Rental vehicle reimbursement

 

Tools & Equipment for Structural Steel Contractors

Insurance for Structural Steel Specialists’ tools and equipment is crafted to safeguard your valuable portable assets. Inland marine insurance, also referred to as tools and equipment coverage, defends your diligent investments against prevalent hazards such as theft and damage, whether on location, in storage, or during transit to and from your project site.

Tools & Equipment for Structural Steel Contractors can help you pay for damaged or stolen:

• Tools & Equipment owned or rented by you.
• Employee tools and equipment (Optional)
• Borrowed equipment (Optional)
• Cost of renting interim equipment (Optional)

 

Professional Liability for Structural Steel Contractors

In the competitive landscape of structural steel construction, maintaining a strong reputation is essential for sustained success. Professional Liability Insurance, also known as Errors & Omissions (E&O) coverage, is specifically designed to safeguard contractors against claims of negligence, errors, or omissions that may arise during their work.

As a Structural Steel Contractor, you are responsible for delivering high-quality craftsmanship in adherence to industry standards. However, even the most skilled professionals can face unforeseen challenges or make mistakes. In such cases, clients may hold you accountable for financial losses or damages stemming from your work. Without adequate protection, a single lawsuit could have a devastating impact on your business.

Professional Liability Insurance can help your business with:

• Protection against Legal risk
• Coverage for claims and financial risk related to errors and omissions in their work.

 

License Bonds for Structural Steel Contractors

A contractor license bond is typically mandated by most states to secure or uphold your contractor permit. This license bond ensures that you will not breach any state regulations or abscond with a client’s down payment.

License bond prices can start as low as $70, but the cost may increase based on factors such as personal credit, licensing history, and the contractor’s classification.

We provide a comprehensive range of bonds (including performance & payment bonds, among others). Simply input your state and required bond type, or choose from a list, to receive an instant quote and complete the online binding process within minutes.