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Roofing Contractor

Maximize Your Savings with Roofing Contractor Insurance – Get Up to 40% Off! At PBIB, we use a unique approach to quote your insurance by leveraging multiple insurance carriers, ensuring that you receive the most competitive rates and coverage that align with your unique requirements. You can enjoy the convenience of flexible payment options, including monthly or annual payments, with all our policies. Don’t miss out on this opportunity to secure your business and save big on your roofing contractor insurance.

We typically recommend the following coverage for Roofing Contractor

Protect Your Roofing Contractor Business with Customized Coverage Options from PBIB. Our top priority at PBIB is to safeguard your Roofers business against any potential losses by offering comprehensive coverage options that cater to your unique requirements. As independent insurance brokers, we have the flexibility to choose from a wide range of insurance programs that best fit your individual insurance needs. Our expert team recommends a range of coverage options, including protection against property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, as well as legal fees and indemnity:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding


Save up to 40% on Roofing Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.




General Liability

Occurence Limit $1,000,000
Product Completed Ops $2,000,000
Each Occurence Limit $1,000,000

Worker’s Compensation

Limit $1,000,000

Commercial Auto

Limit $1,000,000

Tools & Equipment

Limit $10,000

Excess Liability

Limit $1,000,000


  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposure to loss that exceeds $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.


We offer services to help you get the business insurance coverage you need.

General Liability for Roofers

If you’re a roofer, protecting your business with insurance coverage is crucial, and general liability insurance should be at the top of your list. This coverage can protect your business from third-party claims like property damage or injury resulting from your work. With just one small mistake, your business could be at risk. A lawsuit resulting from bodily injury or property damage caused by your business could lead to serious financial harm, or even the destruction of your company. At PBIB, our top priority is safeguarding your business assets and protecting your employees from vulnerable circumstances and devastating lawsuits through our general liability insurance coverage.

In addition to being critical for protecting your business, general liability insurance may also be legally required for your roofing contractor license in your state or county. That’s why at PBIB, we provide full-service certificates Monday through Friday and 24/7 self-service certificates, giving you the flexibility to manage your insurance at your own time. Don’t leave your business vulnerable – contact PBIB today to learn more about how our insurance coverage can protect your roofing business.

General Liability for Roofers can help you pay for:

  • Medical payments for 3rd party injuries
  • Property damage to 3rd party property
  • Legal fees and defense





Worker’s Compensation for Roofers

At PBIB, we offer the best workers’ compensation policies in the industry, designed to protect you and your workers in the event of an injury or illness. With workers’ comp coverage, you can rest assured that your employees’ medical costs will be covered, and they’ll receive help recovering lost income so they can get back on their feet. Plus, in the event of a lawsuit, workers’ comp will also protect you. When you choose us for your policy, you’ll receive top-notch protection for both you and your workers.

Even if you don’t have any employees, we can still provide you with a work comp policy that meets the coverage requirements of your customers. Our policies are designed to protect your business and provide the coverage you need, whether you have employees or not.

It’s important to note that workers’ compensation may be required for your roofing contractor license in your state or county. That’s why at PBIB, we provide full-service certificates Monday through Friday and 24/7 self-service certificates, giving you the flexibility to manage your insurance at your own time. Trust us to provide the workers’ comp coverage you need to protect your business and your workers. Contact PBIB today to learn more.

Workers’ Compensation for Roofers can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee.
  • Lost wages
  • Survivor benefit
  • Employer liability




Commercial Auto for Roofers

At PBIB, we understand that your company vehicles are crucial to the success of your roofing business. Without them, you can’t get yourself, your materials, and your tools to the job site. That’s why we offer the insurance coverage you need to protect your wheeled workforce in the event of damage or theft, getting you back to work fast.

Commercial auto insurance is vital coverage for roofers and is often required for many projects. At PBIB, we provide full-service insurance certificates Monday through Friday to get you on the job quickly and efficiently, and 24/7 self-service certificates, giving you the flexibility to manage your insurance coverage on your own time. We call it “insurance on your time” because we believe that insurance coverage should work for you and your business, not the other way around.

Commercial Auto for Roofers can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles.
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement


Tools & Equipment for Roofers

As a roofer, your tools and equipment are your livelihood, and it’s essential to protect your high-value movable property with insurance coverage. Tools and equipment insurance, also known as inland marine insurance, is designed to do just that. This coverage protects your hard-working assets from common risks like theft and damage, whether they’re on the job site, in storage, or being transported to and from your worksite.

At PBIB, we understand the importance of protecting your tools and equipment, and we offer comprehensive insurance coverage to meet your needs. With our inland marine insurance coverage, you can rest assured that your assets are protected against the unexpected, giving you the peace of mind, you need to focus on your work.

Don’t let the loss or damage of your tools and equipment set you back. Trust PBIB to provide the insurance coverage you need to protect your assets and keep your roofing business running smoothly. Contact us today to learn more.

Professional Liability for Roofers

As a roofing contractor, you understand the importance of providing high-quality work and delivering exceptional results to your clients. However, even the most experienced contractors can make mistakes that can lead to costly lawsuits. That’s why professional liability insurance is essential for protecting your business.

Professional liability insurance, also known as errors and omissions insurance, is designed to protect you from claims made by clients alleging that you made mistakes, provided inadequate advice or services, or failed to meet contractual obligations. With professional liability insurance, you can have peace of mind knowing that you’re protected against unforeseen legal issues that could jeopardize your business.

At PBIB, we offer professional liability insurance specifically designed for roofing contractors, providing you with comprehensive coverage that meets your unique needs.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.


License Bonds for Roofers

In most states, having a license bond is a requirement for obtaining or maintaining your contractor license. This bond ensures that you won’t violate any state law regulations or run off with a customer’s deposit. At PBIB, we offer license bond options starting as low as $70, with pricing varying based on personal credit, license history, and contractor classification.

In addition to license bonds, we also offer a wide range of other bond types, including performance and payment bonds. With our online quote system, you can quickly and easily enter your state and the type of bond needed or select from a list to receive an instant quote and bind online in minutes. Trust PBIB to provide the bond coverage you need to protect your business and meet your licensing requirements. Contact us today to learn more.