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PBIB offers Concrete Contractor Insurance with potential savings of up to 40%. As part of their standard practice, PBIB compares insurance quotes from multiple carriers to ensure that you get the best price and coverage tailored to your specific needs. Additionally, payment terms for policies are flexible and can be made on an annual or monthly basis.
Our aim at PBIB is to offer Concrete Contractors the coverage they require to safeguard their businesses against any potential loss. As brokers, we have the flexibility to choose from various insurance programs to tailor coverage to your individual needs. To protect your Concrete Contractor business from property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, as well as legal fees and indemnity, we generally recommend the following coverage options:
PBIB typically provides insurance quotes from multiple carriers to ensure that you receive the best price and coverage that aligns with your unique requirements. Additionally, their policies offer flexible payment options, allowing you to choose between monthly or annual payments.
CONCRETE CONTRACTOR STANDARD COVERAGES
General Liability
| Occurence Limit | $1,000,000 |
| Product Completed Ops | $2,000,000 |
| Each Occurence Limit | $1,000,000 |
Worker’s Compensation
| Limit | $1,000,000 |
Commercial Auto
| Limit | $1,000,000 |
Tools & Equipment
| Limit | $10,000 |
Excess Liability
| Limit | $1,000,000 |
Note:
Please note the following recommendations for adjusting insurance coverage:
General Liability for Concrete Contractors
As a Concrete Contractor, it’s crucial to prioritize protecting your business from potential third-party claims such as property damage or injury resulting from your work. General Liability insurance is the most significant coverage to safeguard your company, as one small mistake can have a devastating impact on your business. If a third party suffers an injury or property damage due to your business, it could lead to a lawsuit that could seriously harm or even destroy your company. Our General Liability insurance aims to protect your employees, assets, and overall business from such vulnerable circumstances and lawsuits.
In some states or counties, General Liability insurance may be a legal requirement for obtaining a Concrete Contractor license. At PBIB, we offer full-service certificates on weekdays and self-service certificates 24/7 to provide you with insurance at your convenience.
By having General Liability insurance, you can cover the costs of medical bills for third-party injuries, property damage to third-party property, legal fees, and defense in case of a lawsuit. Don’t wait until it’s too late; protect your Concrete Contractor business today.
Worker’s Compensation for Concrete Contractors
At our company, we prioritize providing the best policies in the industry to ensure the safety and protection of you and your workers in case of any injury or illness. Our Workers’ Compensation policies will cover your employees’ medical expenses and lost income, enabling them to recover and get back on their feet. Moreover, in case of a lawsuit, our workers’ comp policy will safeguard you too. Choose us for a policy that guarantees the safety of you and your workers. Even if you don’t have any employees, we can still provide you with a workers’ compensation policy that will protect you and fulfill your customer’s requirements.
In certain states or counties, having Workers’ Compensation insurance might be a legal obligation for obtaining a Concrete Contractor license. At PBIB, we offer full-service certificates from Monday to Friday and self-service certificates 24/7 to provide you with insurance that fits your schedule.
With our Workers’ Compensation policy for Concrete Contractors, you can cover your injured employees’ medical expenses, disability, and retraining costs, lost wages, survivor benefits, and employer liability. Invest in our policy today to ensure that you and your business are protected in case of any unforeseen events.
Professional Liability for Concrete Contractors
Professional liability insurance, also known as errors and omissions (E&O) insurance, is a type of insurance that provides coverage to professionals who are at risk of being sued for negligence, errors, or omissions in their work. Concrete contractors are responsible for many important aspects of construction projects, including the design and installation of concrete structures. Any mistake or failure in this work could result in significant financial loss for the client, which could ultimately lead to a lawsuit against the contractor.
Professional liability insurance for concrete contractors can provide coverage for claims related to errors, omissions, and negligence in their work. This type of insurance can also cover legal fees and other expenses associated with defending against a claim.
It’s important to note that professional liability insurance typically does not cover intentional or criminal acts, nor does it cover claims related to bodily injury or property damage. For these types of risks, contractors will need other types of insurance coverage, such as general liability insurance. It’s recommended that contractors speak with an insurance professional to determine the appropriate coverage for their specific needs, PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.
Professional Liability Insurance can help your business with:
Commercial Auto Insurance for Concrete Contractors
Concrete Contractors rely heavily on their company vehicles to transport themselves, their equipment, and materials to job sites, making it impossible to operate without them. At PBIB, we understand the importance of your wheeled workforce and offer comprehensive insurance coverage to protect your trucks in the event of damage or theft, ensuring a prompt return to work.
For Concrete Contractors, Commercial Auto insurance is a crucial form of insurance coverage, often required for many projects. At PBIB, we offer full-service insurance certificates Monday through Friday to ensure you’re able to begin work promptly, as well as 24/7 self-service certificates, allowing you to access coverage on your own schedule. This approach provides you with “Insurance on your time”.
Commercial Auto for Concrete Contractors can help you pay for:
Tools and Equipment Insurance for Contractors
Concrete Contractors insurance provides coverage for your valuable mobile property. Specifically, tools and equipment coverage, also referred to as inland marine insurance, safeguards your important assets from typical hazards such as theft and damage. Whether on-site, in storage, or in transit to and from your worksite, this coverage is intended to protect your hard-working tools and equipment.
Tools & Equipment for Concrete Contractors can help you pay for damaged or stolen:
License Bonds for Concrete Contractors
In order to obtain or keep your contractor license in most states, you will need to have a license bond. This bond is a form of assurance that you will adhere to all state regulations and not abscond with any funds deposited by customers.
While a license bond can be purchased for as little as $70, the price will vary based on your personal credit, your history as a licensed contractor, and the type of contractor classification you have.
At PBIB, we offer a variety of bonds including performance and payment bonds. Simply select your state and the type of bond you require, or choose from a list of options, to receive an instant quote and complete the process online within minutes.
