Save up to 40% on Insulation Contractor Insurance. PBIB will quote your insurance using several insurance companies to give you the best deal and the coverage that best suits your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

We typically recommend the following coverage for Insulation Contractor

Our aim at PBIB is to give you the coverage you require to safeguard your Insulation Contractors’ business from losses. As insurance brokers, we may choose from several insurance programs to best meet your unique insurance needs. To protect your Insulation Contractor business against losses like property damage, bodily injury, work-related injuries, damage or loss to cars or tools & equipment, including legal fees and indemnity, we advise the following coverages:

• General Liability
• Workers Compensation
• Commercial Auto
• Professional Liability
• Tools and Equipment
• Property
• Bonding

 

Save up to 40% on Insulation Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

INSULATION CONTRACTOR STANDARD COVERAGES

 

General Liability

Occurence Limit	$1,000,000
Product Completed Ops	$2,000,000
Each Occurence Limit	$1,000,000

Worker’s Compensation

Limit

$1,000,000

Commercial Auto

Limit

$1,000,000

Tools & Equipment

Limit

$10,000

Excess Liability

Limit

$1,000,000

Notes*

1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
2. Excess Liability should be considered for exposure to loss that exceeds $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

 

We offer services to help you get the business insurance coverage you need.

General Liability for Insulation Contractors

Insulation Contractors should prioritize obtaining General Liability insurance coverage as it is crucial to safeguard their business against third-party claims including property damage or injury resulting from their work. A single minor mishap has the potential to drastically alter the trajectory of the company. If a third-party experiences bodily harm or property destruction due to the fault of the business, a resulting lawsuit could inflict serious damage or even lead to the downfall of the company. The primary objective of our General Liability insurance is to protect your business assets and prioritize the safety of your employees and overall company, shielding them from vulnerable situations and devastating lawsuits.

Your state or the county where you work may have legal requirements for your licensing as an insulation contractor, including general liability. We refer to this as “Insurance on your time” at PBIB. We offer full-service certificates Monday through Friday and 24/7 self-service certificates.

General Liability for Insulation Contractors can help you pay for:

• Medical payments for 3rd party injuries
• Property damage to 3rd party property
• Legal fees and defense

 

 

 

 

Worker’s Compensation for Insulation Contractors

We offer the finest insurance policies in the industry that guarantee protection for you and your employees in case of illness or injury. With Workers’ Compensation, you can cover your employees’ medical expenses and help them regain their lost income, facilitating their recovery. Additionally, in the event of a lawsuit, Workers’ Compensation will also provide protection to you. Choose us for a policy that ensures the safety and well-being of both you and your employees.

Even if you do not have any employees but require a Work Comp policy, we have got you covered. Our policies will protect you and provide the necessary coverage required by your customers.

It is important to note that your state or county may mandate Workers’ Compensation for your Insulation Contractor license. At PBIB, we provide full-service certificates from Monday to Friday and self-service certificates available 24/7, providing you with “Insurance on your time”.

Workers’ Compensation for Insulation Contractors can help you pay for:

• Medical expenses of your injured employees
• Disability & Retraining of your employee.
• Lost wages
• Survivor benefit
• Employer liability

 

 

 

Commercial Auto for Insulation Contractors

Operating an Insulation Contractors business without company vehicles to transport you, your materials, and tools to the worksite is nearly impossible. At PBIB, we understand the significance of your wheeled workforce and offer insurance that provides coverage in case of damage or theft, enabling you to resume work promptly.

Commercial Auto insurance is a vital insurance coverage for Insulation Contractors, and it is mandatory for several projects. We offer full-service insurance certificates from Monday to Friday, ensuring you can get on the job site, and 24/7 self-service certificates, which we refer to as “Insurance on your time.”

Commercial Auto for Insulation Contractors can help you pay for:

• Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles.
• Medical expenses from injuries
• Collision repairs to your and 3rd party vehicles
• Legal fees & Defense
• Rental vehicle reimbursement

 

Tools & Equipment for Insulation Contractors

The tools and equipment insurance for insulation contractors is made to safeguard your valuable moving goods. Inland marine insurance, commonly referred to as tools and equipment coverage, guards your valuable assets against dangers like theft and damage while they are being used, stored, or transported to and from your jobsite.

Tools & Equipment for Insulation Contractors can help you pay for damaged or stolen:

• Tools & Equipment owned or rented by you.
• Employee tools and equipment (Optional)
• Borrowed equipment (Optional)
• Cost of renting interim equipment (Optional)

 

Professional Liability for Insulation Contractors

As an Insulation Contractor, you understand the importance of delivering quality work that meets the expectations of your clients. However, even with the best of intentions, mistakes can happen. That’s where Professional Liability insurance comes in. This insurance coverage protects your business from claims that arise from errors or omissions in your professional services. It provides coverage for legal fees and damages if a client sues you for any harm caused by your services. Professional Liability insurance can provide peace of mind to you and your clients, ensuring that your business is protected from unexpected circumstances that could otherwise harm your reputation and financial stability.

Professional Liability Insurance can help your business with:

• Protection against Legal risk
• Coverage for claims and financial risk related to errors and omissions in their work.

 

License Bonds for Insulation Contractors
In order to obtain or keep your contractor license, many states require a license bond. This bond ensures that you will not break any state regulations or abscond with a client’s deposit. The cost of a license bond can start as low as $70, but it varies based on your personal credit, license history, and contractor classification.

Our company offers various types of bonds, including performance and payment bonds. To get an instant quote and bind online in just a few minutes, simply enter your state and the type of bond you need or choose from a list.