As a plumbing contractor, it’s essential to have the right insurance coverage to protect your business from potential risks. At PBIB, we offer insurance policies that are customized to meet your specific requirements and provide the best coverage at a competitive price. By sourcing quotes from multiple insurance carriers, we can offer savings of up to 40% on your plumbing contractor insurance.

Our policies come with flexible payment options, allowing you to choose between monthly or annual payments to suit your business needs. Don’t take any chances with your plumbing contractor business. Contact PBIB today to get the right insurance coverage at the best price.

We typically recommend the following coverage for Plumbing Contractor

At PBIB, our goal is to offer comprehensive coverage that safeguards your plumbing contractor business from potential losses. As professional insurance brokers, we have the flexibility to select from a diverse range of insurance programs that best fit your unique requirements.

Our policies are customized to meet your individual insurance needs and provide the best coverage at a competitive price. To ensure that your business is adequately protected, we suggest the following coverages that include protection against property damage, personal injury, employee injuries, as well as damage or loss to vehicles or tools and equipment, including legal fees and indemnity:

• General Liability
• Workers Compensation
• Commercial Auto
• Professional Liability
• Tools and Equipment
• Property
• Bonding

 

Save up to 40% on Plumbing Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

PLUMBING CONTRACTOR STANDARD COVERAGES

 

General Liability

Occurence Limit	$1,000,000
Product Completed Ops	$2,000,000
Each Occurence Limit	$1,000,000

Worker’s Compensation

Limit

$1,000,000

Commercial Auto

Limit

$1,000,000

Tools & Equipment

Limit

$10,000

Excess Liability

Limit

$1,000,000

Notes*

1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
2. Excess Liability should be considered for exposure to loss that exceeds $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

 

We offer services to help you get the business insurance coverage you need.

General Liability for Plumbers

As a plumber, having adequate general liability coverage is crucial to protect your business from third-party claims such as property damage or bodily injury resulting from your work product. A single mishap could significantly alter the trajectory of your company, and a lawsuit arising from third-party injuries or property damage caused by your business could result in severe financial consequences and even the downfall of your company.

At PBIB, protecting your business assets, employees, and overall company from vulnerable situations and devastating lawsuits is our top priority. Our general liability insurance safeguards you against potential losses and provides comprehensive coverage at a competitive price.

In some states or counties, general liability coverage may be a legal requirement for your plumbing contractor license. PBIB offers full-service certificates Monday through Friday and 24/7 self-service certificates, ensuring “Insurance on your time.” Don’t leave your business unprotected. Contact us today to learn more about our general liability insurance options.

General Liability for Plumbers can help you pay for:

• Medical payments for 3rd party injuries
• Property damage to 3rd party property
• Legal fees and defense

 

 

 

 

Worker’s Compensation for Plumbers

At PBIB, we offer the best policies in the industry that are guaranteed to protect you and your workers in the event of injury or illness. Workers’ compensation coverage ensures that your employees receive compensation for medical costs and lost income, helping them get back on their feet. In the event of a lawsuit, workers’ comp also provides protection for your business.

Whether you have employees or not, we have policies that provide coverage that meets your unique requirements. At PBIB, we understand that every plumbing contractor business is different, and we offer customized coverage options to suit your needs.

In some states or counties, workers’ compensation coverage may be a legal requirement for your plumbing contractor license. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, ensuring “Insurance on your time.” Don’t leave your business and employees vulnerable to potential risks. Contact us today to learn more about our comprehensive workers’ compensation coverage options.

Workers’ Compensation for Plumbers can help you pay for:

• Medical expenses of your injured employees
• Disability & Retraining of your employee.
• Lost wages
• Survivor benefit
• Employer liability

 

 

 

Commercial Auto for Plumbers

As a plumbing contractor, your company vehicles are essential to your business operations. They transport you, your materials, and tools to and from job sites, making them an integral part of your operation. At PBIB, we understand the value of your wheeled workforce and offer comprehensive insurance coverage that protects you in the event of truck damage or theft, allowing you to get back to work quickly.

Commercial auto insurance is a vital coverage for plumbing contractors and may be a requirement for many projects. PBIB provides full-service insurance certificates Monday through Friday and 24/7 self-service certificates, ensuring “Insurance on your time.” Our policies are customized to meet your unique requirements and provide the best coverage at a competitive price.

Don’t let vehicle mishaps hinder your business operations. Contact PBIB today to learn more about our commercial auto insurance options and get the protection you need for your plumbing contractor business.

Commercial Auto for Plumbers can help you pay for:

• Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles.
• Medical expenses from injuries
• Collision repairs to your and 3rd party vehicles
• Legal fees & Defense
• Rental vehicle reimbursement

 

Tools & Equipment for Plumbers

As a plumbing contractor, your tools and equipment are high-value movable property that requires adequate insurance coverage. At PBIB, our tools and equipment coverage, also known as inland marine insurance, protects your hard-working assets from common risks such as theft and damage. Whether on-site, in storage, or in transit to and from the job site, we have you covered.

Our policies are designed to provide comprehensive coverage that safeguards your business against potential losses. We understand the value of your tools and equipment and the role they play in your plumbing contractor business. Don’t let common risks such as theft and damage threaten your hard-working assets. Contact PBIB today to learn more about our tools and equipment coverage options and get the protection you need.

Tools & Equipment for Plumbers can help you pay for damaged or stolen:

• Tools & Equipment owned or rented by you.
• Employee tools and equipment (Optional)
• Borrowed equipment (Optional)
• Cost of renting interim equipment (Optional)

 

Professional Liability for Plumbers

Professional Liability Insurance, also known as Errors and Omissions Insurance, is a critical coverage for plumbing contractors. This insurance protects against claims arising from errors, omissions, or negligence in the professional services you provide. In the event of a lawsuit, this coverage can help cover legal fees, damages, and other expenses.

At PBIB, we understand the unique risks and challenges that plumbing contractor face, and we offer comprehensive Professional Liability Insurance coverage that is customized to meet your specific needs. Don’t let potential lawsuits and financial losses threaten your plumbing contractor business. Contact PBIB today to learn more about our Professional Liability Insurance options and get the protection you need.

Professional Liability Insurance can help your business with:

• Protection against Legal risk
• Coverage for claims and financial risk related to errors and omissions in their work.

 

License Bonds for Plumbers

Obtaining or maintaining your contractor license in most states requires a license bond. The license bond acts as a guarantee that you will not violate any state law regulations or abscond with a customer’s deposit.

At PBIB, we offer license bonds starting at just $70. However, the price of the bond may vary depending on your personal credit, license history, and contractor classification.

We provide a wide range of bond options, including performance and payment bonds, and offer instant quotes and online binding in just minutes. Our streamlined process allows you to simply enter your state and the type of bond needed, or select from our list of options, and get started right away.

At PBIB, we understand that each contractor’s needs are unique, and we strive to provide personalized solutions to meet your specific requirements. Trust us to handle all your bonding needs quickly, efficiently, and at a competitive price.