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Pressure Washing

At PBIB, we understand the importance of finding affordable insurance coverage for your pressure washing business. That’s why we offer the opportunity to save up to 40% on Pressure Washing Insurance. Our standard practice is to provide quotes using multiple insurance carriers to ensure that you receive the best price and coverage that aligns with your unique requirements.

Moreover, our policies come with flexible payment options, including annual or monthly payments, to suit your budget and cash flow needs. Trust us to provide you with top-quality coverage at a competitive price, so you can focus on growing your business with peace of mind.

We typically recommend the following coverage for Pressure Washing
At PBIB, we aim to offer comprehensive coverage to safeguard your Pressure Washers business against any loss or damage. As insurance brokers, we have the flexibility to select from a wide range of insurance programs that best suit your unique requirements.

We highly recommend the following coverages to ensure that your Pressure Washing business is fully protected from potential losses:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

 

Save up to 40% on Pressure Washing Insurance
PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.

PRESSURE WASHING STANDARD COVERAGES

 

General Liability

Occurence Limit $1,000,000
Product Completed Ops $2,000,000
Each Occurence Limit $1,000,000

Worker’s Compensation

Limit $1,000,000

Commercial Auto

Limit $1,000,000

Tools & Equipment

Limit $10,000

Excess Liability

Limit $1,000,000

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposure to loss that exceeds $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

 

We offer services to help you get the business insurance coverage you need.

General Liability for Pressure Washers

For Pressure Washers, General Liability insurance is a crucial coverage that protects your business from third-party claims resulting from property damage or injury caused by your work. Even a minor mistake could potentially lead to devastating consequences for your business. In such cases, an ensuing lawsuit could seriously harm or even destroy your company. Our General Liability insurance coverage prioritizes safeguarding you, your employees, and your business assets from vulnerable circumstances and devastating lawsuits.

It’s important to note that General Liability insurance may be legally required for your Pressure Washing license in the state or county where you operate. At PBIB, we offer full-service certificates during business hours and self-service certificates 24/7, ensuring that you have “Insurance on your time.” Trust us to provide you with the best possible coverage options for your business needs and protect you from potential third-party claims that could impact on your business negatively.

General Liability for Pressure Washers can help you pay for:

  • Medical payments for 3rd party injuries
  • Property damage to 3rd party property
  • Legal fees and defense

 

 

 

 

Worker’s Compensation for Pressure Washers

At our company, we offer top-notch insurance policies designed to protect both you and your workers from any injury or illness. Our Workers’ Compensation coverage guarantees that your employees receive quality medical care and can recover their lost income, helping them get back on their feet. Furthermore, in the event of any legal action taken by employees, our policy will protect you too. Choose us to safeguard you and your workforce with a comprehensive insurance policy that offers peace of mind.

Even if you operate a business without any employees, our Work Comp policy can provide significant benefits. Our policies offer coverage that meets your customers’ requirements and protects your business.

It’s important to note that Workers Compensation may be required for your Pressure Washing license in the state or county where you operate. We provide full-service certificates during business hours and self-service certificates 24/7, offering “Insurance on your time.” Trust us to provide you with the best possible coverage options for your business needs and comply with any legal requirements.

Workers’ Compensation for Pressure Washers can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

 

 

 

Commercial Auto for Pressure Washers

As a Pressure Washer, your company vehicles are essential to transport you, your tools, and materials to the jobsite. At PBIB, we understand the value of your wheeled workforce and offer the insurance coverage you need to stay protected in case of vehicle damage or theft. Our goal is to get you back to work as quickly as possible.

Commercial Auto insurance is a critical coverage for Pressure Washers and often a requirement for many projects. We provide full-service insurance certificates on weekdays to help you get to your job and offer self-service certificates 24/7, giving you the flexibility of “Insurance on your time”. Trust us to provide you with the best coverage options for your business needs and protect your valuable assets, allowing you to focus on growing your business.

Commercial Auto for Pressure Washers can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles.
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

 

Tools & Equipment for Pressure Washers

As a Pressure Washer Contractor, your tools and equipment are essential to your business operations. To safeguard your high-value movable property, we offer specialized insurance coverage designed explicitly for tools and equipment. Also known as inland marine insurance, our tools and equipment coverage provide comprehensive protection for your valuable assets from common risks such as theft and damage that may occur on-site, during storage, or transportation to and from the worksite. Trust us to provide you with the best possible coverage options to protect your hard-working tools and equipment from potential risks and losses.

Tools & Equipment for Pressure Washers can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you.
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

 

Professional Liability for Pressure Washer Contractors
As a Pressure Washer Contractor, you understand the importance of providing top-quality services to your clients. However, mistakes can happen, and even a minor error or omission can result in financial damage to your clients. In such cases, having Professional Liability insurance can protect you from lawsuits and legal expenses, providing you with peace of mind. This coverage is designed to cover damages or losses resulting from professional mistakes, negligence, or omissions that may arise from your work. Trust us to provide you with the best possible coverage options to protect your business from potential liabilities and safeguard your hard-earned reputation.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

 

License Bonds for Pressure Washer Contractor

To obtain or maintain your contractor license, most states require a license bond. This bond serves as a guarantee that you will adhere to all state law regulations and not abscond with a customer’s deposit.

At our company, you can get a license bond for as low as $70. However, the bond’s price may vary depending on factors such as personal credit, license history, and contractor classification.

We offer a wide range of bonds, including performance and payment bonds, and provide a quick and easy process. Simply enter your state and the type of bond required or select from a list to get an instant quote and bind online within minutes. Trust us to provide you with the best possible bond options for your business needs and help you comply with any legal requirements.

 

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