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Looking for business insurance for your upholstery and carpet cleaning company? PBIB has got you covered with potential savings of up to 40%! As a standard practice, PBIB compares insurance quotes from multiple carriers to provide you with the best price and coverage that suits your specific needs. You can also enjoy flexible payment terms for your policy, with options for annual or monthly payments. Don’t wait, get in touch with PBIB today for top-notch insurance coverage.
We typically recommend the following coverage for Upholstery & Carpet Cleaning Contractor
At PBIB, we’re committed to providing Upholstery & Carpet Cleaning Contractors with comprehensive coverage to protect their businesses from potential loss. As brokers, we have the flexibility to select from various insurance programs to customize coverage to suit your specific needs. To safeguard your Upholstery & Carpet Cleaning business against property damage, personal injury, employee injuries, vehicle or equipment damage or loss, as well as legal fees and indemnity, we typically recommend the following coverage options:
Save up to 40% on Upholstery & Carpet Cleaning Contractor Insurance
At PBIB, we believe in offering our clients the best insurance coverage at the most competitive rates. That’s why we usually provide insurance quotes from multiple carriers, ensuring that you get the best price and coverage tailored to your unique needs. Moreover, we offer flexible payment options, enabling you to select between monthly or annual payments for your policy. Don’t wait, get in touch with us today to secure your business’s future.
UPHOLSTERY & CARPET CLEANING CONTRACTOR STANDARD COVERAGES
General Liability
| Occurence Limit | $1,000,000 |
| Product Completed Ops | $2,000,000 |
| Each Occurence Limit | $1,000,000 |
Worker’s Compensation
| Limit | $1,000,000 |
Commercial Auto
| Limit | $1,000,000 |
Tools & Equipment
| Limit | $10,000 |
Excess Liability
| Limit | $1,000,000 |
Notes*
We offer services to help you get the business insurance coverage you need.
General Liability for Upholstery & Carpet Cleaning Contractors
If you’re a professional upholstery or carpet cleaning contractor, having general liability insurance is essential to protect your business against potential claims and lawsuits. General liability insurance covers bodily injury, property damage, and personal injury claims that may arise from your business operations.
As an upholstery and carpet cleaning contractor, your work involves entering people’s homes or businesses, moving furniture, and working with chemicals and equipment. This increases the risk of accidents and damage that can potentially result in costly lawsuits. Having general liability insurance can provide financial protection and give your clients peace of mind.
When selecting a general liability insurance policy, it’s important to consider your business’s specific needs and risks. Look for policies that include coverage for property damage, bodily injury, and personal injury claims, as well as advertising injury and product liability coverage.
At PBIB, we offer full-service certificates during business hours and self-service certificates 24/7, ensuring that you have “Insurance on your time.” Trust us to provide you with the best possible coverage options for your business needs and protect you from potential third-party claims that could impact on your business negatively.
General Liability for Pressure Washers can help you pay for:
Workers Compensation for Upholstery & Carpet Cleaning Contractors
As an upholstery and carpet cleaning contractor, your employees are your most asset. However, accidents can happen, even in seemingly low-risk industries like yours. That’s why having workers’ compensation insurance is essential.
Workers’ compensation insurance provides coverage for medical expenses, lost wages, and other related expenses in case an employee is injured or falls ill while on the job. It can also provide disability benefits if the injury or illness prevents the employee from returning to work.
Upholstery and carpet cleaning contractors often work with heavy equipment, hazardous chemicals, and in awkward positions, putting them at risk of injuries such as back strains, cuts, and chemical burns. Having workers’ compensation insurance can provide financial protection for both your employees and your business in the event of an accident.
It’s important to note that Workers Compensation may be required for your license in the state or county where you operate. We provide full-service certificates during business hours and self-service certificates 24/7, offering “Insurance on your time.” Trust us to provide you with the best possible coverage options for your business needs and comply with any legal requirements.
Workers’ Compensation for Upholstery & Carpet Cleaning Business can help you pay for:
Commercial Auto for Upholstery & Carpet Cleaning Business
As an upholstery and carpet cleaning business, your vehicles are essential to your operations. They transport your employees, equipment, and materials to job sites, making them critical to your success. However, accidents can happen while on the road, and that’s why having commercial auto insurance is crucial.
Commercial auto insurance provides coverage for bodily injury and property damage liability, collision, and comprehensive coverage for your business vehicles. It can also cover medical expenses and legal fees that may arise from an accident involving your business vehicle.
Upholstery and carpet cleaning businesses often use large vans or trucks to transport equipment, chemicals, and materials, which can increase the risk of accidents. Having commercial auto insurance can provide financial protection and give you peace of mind while on the road.
For Upholstery & Carpet Cleaning Contractors, Commercial Auto insurance is a crucial form of insurance coverage, often required for many projects. At PBIB, we offer full-service insurance certificates Monday through Friday to ensure you’re able to begin work promptly, as well as 24/7 self-service certificates, allowing you to access coverage on your own schedule. This approach provides you with “Insurance on your time”.
Commercial Auto for Upholstery & Carpet Cleaning Contractors can help you pay for:
Tools & Equipment for Upholstery & Carpet Cleaning Contractors
Insurance for Upholstery & Carpet Cleaning Contractors offers essential coverage for your valuable and mobile property. Inland marine insurance, also known as tools and equipment coverage, provides protection for your important assets against common hazards such as theft and damage. This coverage safeguards your hard-working tools and equipment while they are on-site, in storage, or in transit to and from your worksite, ensuring that your business operations can continue without interruption.
Tools & Equipment for Concrete Contractors can help you pay for damaged or stolen:
Professional Liability for Upholstery & Carpet Cleaning Contractors
As an upholstery and carpet cleaning contractor, you are responsible for providing professional services to your clients. However, even with the best intentions and practices, mistakes can happen, and clients may hold you liable for damages or losses resulting from errors or omissions.
Professional liability insurance, also known as errors and omissions insurance, can provide coverage for legal fees, settlements, and judgments resulting from professional mistakes. This type of insurance is essential for businesses that offer professional services, including upholstery and carpet cleaning contractors.
Upholstery and carpet cleaning contractors often work with expensive and delicate furniture and carpets, increasing the risk of accidental damage or loss. Professional liability insurance can protect your business from potential lawsuits and financial losses resulting from such incidents.
When selecting a professional liability insurance policy, it’s important to consider your business’s specific needs and risks. Look for policies that provide coverage for errors or omissions in your professional services, as well as coverage for legal defense costs and damages.
Professional Liability Insurance can help your business with:
License Bonds for Upholstery & Carpet Cleaning Contractors
To obtain or maintain your contractor license, most states require a license bond. This bond serves as a guarantee that you will adhere to all state law regulations and not abscond with a customer’s deposit.
At our company, you can get a license bond for as low as $70. However, the bond’s price may vary depending on factors such as personal credit, license history, and contractor classification.
We offer a wide range of bonds, including performance and payment bonds, and provide a quick and easy process. Simply enter your state and the type of bond required or select from a list to get an instant quote and bind online within minutes. Trust us to provide you with the best possible bond options for your business needs and help you comply with any legal requirements.
